Privacy Policy 

Version 1.0 - Last Updated: 16th June, 2025

This Privacy Policy describes how PAYTORAX PAYMENT LTD, operating under the brand name Wonn Pay (“we”, “our”, “us”), collects, uses, and shares information about you, and outlines your rights and choices regarding such information. “You” or “your” refers to the natural person interacting with us, either directly or on behalf of a business.

By accessing the Wonn Pay website or using any of our services (“Services”), you acknowledge that you have read, understood, and agree to this Privacy Policy, and consent to the collection, use, and sharing of your Personal Information. If you do not agree, please discontinue use of the Services, notify us in writing, delete all cookies from your devices, and close your Wonn Pay account.

This Privacy Policy applies to all interactions with the Wonn Pay website (https://www.wonnpay.com/ including subdomains and mobile apps) and to the use of our Services. It does not apply to third-party websites or services not operated or controlled by PAYTORAX PAYMENT LTD.

We reserve the right to amend this policy at any time. Updates will be posted on this page with the revised “Last Updated” date. Continued use of our Services following such changes constitutes your agreement to the updated policy.

If you are a resident of Brazil, Nevada, or California, please refer to the specific regional disclosures at the end of this Policy.

1. Introduction

This Privacy Policy explains:

• What types of information we collect.

• How we use and share that information.

• Your rights and choices regarding your information.

2. Information We Collect

A. Information You Provide to Us

When you register, contact us, or use our Services, you may provide:

• Full name

• Email address

• Phone number

• Date of birth

• Identification documents (e.g., passport, driver’s license)
  Shipping address

If you are using our Services on behalf of a business:

Company name and address

• Incorporation or formation documents

• Tax identification or registration number

• Jurisdiction of incorporation

• Details of beneficial owners

• Cryptocurrency wallet address(es)

B. Automatically Collected Information

When you interact with our Services, we (or service providers acting on our behalf) may automatically collect:

• Browser and device type

• Device operating system and location

• IP address

• Interactions with our Site (e.g., clicks, page views, session recordings)

C. Transactional Information

We may collect data regarding:

• Amount, type, and purpose of transactions

• Date, time, and counterparties

• Repayment history and financial records

• Merchants you interact with using Wonn Pay services

D. Cookies and Tracking Technologies

We use:

• Session cookies to identify returning users

• Tracking cookies to remember preferences

• Security cookies to prevent fraud

You can manage cookie preferences via your browser settings.

E. Third-Party Information

We may supplement our data with information from:

• Credit bureaus

• Fraud detection providers

• Analytics services

3. How We Use Your Information

We use your data to:

• Verify your identity and determine eligibility for our Services

• Maintain and improve our platform

• Communicate with you, including promotional offers and updates

• Comply with legal and regulatory obligations

• Detect and prevent fraud or misuse

By providing your email or mobile number, you authorize us to send service updates, offers, and transaction-related communications.

4. How We Share Your Information

We may share your data with:

• Service providers such as banks, identity verification services, and payment processors

• Affiliates and subsidiaries

• Business partners, such as card issuers or financing providers

• Merchants where you transact

• Regulatory authorities, courts, or law enforcement when required

• Potential buyers or investors, as part of due diligence in M&A activities

In certain cases, your biometric data (e.g., facial scans for ID verification) may be handled by third-party providers under their own privacy terms.

5. Aggregated or Anonymized Data

We may use and share anonymized data that cannot be traced back to you for research, analytics, or commercial purposes.

6. Analytics and Advertising

We use tools such as Google Analytics to understand user behavior and improve our services. Some tracking technologies may deliver personalized ads based on your activity. We encourage reviewing third-party privacy policies for more information.

7. Information Security

We use reasonable safeguards to protect your data. However, no system is 100% secure. You are responsible for keeping login credentials confidential. Notify us immediately if you suspect unauthorized access.

8. Data Retention

We retain data for as long as necessary to:

• Deliver Services

• Fulfill contractual/legal obligations

• Comply with audits or dispute resolution needs

9. Children’s Privacy

We do not knowingly collect data from individuals under 13 years of age. If such data is collected inadvertently, please contact us at support@wonnpay.com to have it removed.

10. Do Not Track (DNT)

Our Services do not currently support browser-based DNT signals.

11. Account Management

If you access Wonn Pay via a business account, your access and data may be controlled by an account administrator. The business may manage, retain, or revoke access to your data and profile.

12. International Data Transfers

If you are located outside of the United Kingdom or the European Union, please note your data may be transferred to and processed in countries like the United States, where data protection laws may differ from your home jurisdiction.

13. Your Choices

• Cookies: You can disable cookies in your browser.

• Marketing Emails: You can opt out by emailing us at support@wonnpay.com or following the unsubscribe link in our emails.

• Targeted Advertising: You may opt out via the Network Advertising Initiative.

14. Contact Us

For questions, concerns, or to exercise your data rights, contact:

PAYTORAX PAYMENT LTD (Wonn Pay)
Email: support@wonnpay.com

Additional Disclosures

For Nevada Residents

You may opt out of the sale of your personal information by emailing: support@wonnpay.com

For California Residents (Shine the Light Law)

You may request a list of:

Categories of personal data shared for marketing purposes

Recipients of such data

To request: Email support@wonnpay.com with the subject “California Shine the Light Request”

For Brazilian Residents (LGPD)

You have the right to:

• Access, correct, or delete your data

• Withdraw consent

• Request portability or object to processing

• File a complaint with ANPD

To exercise these rights, email: support@wonnpay.com

Let me know if you'd like a Word or PDF version, or if you need this adapted to another country’s legal requirements (e.g., GDPR compliance for EU).