Wonn Pay Spend Card Terms - International (Non-US)

Last Updated: 6th January 2026

These terms will be hosted at: https://www.wonnpay.com/help/legal/spend-card-international-terms

Region: International

Program Type: Consumer

Flow: Rain-Managed

WONN PAY SPEND CARD TERMS

These Wonn Pay Spend Card Terms (the “Card Terms”) are a binding agreement between you (“you”, or “your”), PAYTORAX PAYMENT LTD., and Issuer, including its affiliates, successors, and assigns (“Issuer,” “we”, “us”, or “our”) that govern your use of the Wonn Pay Spend Cards, including the process for obtaining and managing Wonn Pay Spend Cards, access to which is provided to you by PAYTORAX PAYMENT LTD. (“Wonn Pay”).

Important Disclosures

Rates, fees, and other important information about your Wonn Pay Spend Card (“Card”) are set forth in these Important Disclosures.

Effective as of 6th January 2026

Your Wonn Pay Spend Card is currently Zero [ 0 ] % interest on all purchases. Issuer and Wonn Pay reserve the right to implement interest in the future, for new purchases. Wonn Pay will disclose any changes to this agreement prior to the introduction of interest and other charges associated with your Wonn Pay Card.

FEES

WHEN YOU APPLY FOR A CARD ACCOUNT, ACTIVATE A CARD, OR OTHERWISE PARTICIPATE IN THE PROGRAM IN ANY WAY, YOU REPRESENT THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO THESE ISSUING TERMS.

Terms

Background:

The Wonn Pay Card is provided to you on behalf of Wonn Pay in connection with your status as Wonn Pay customer and pursuant to your separate User Agreement between you and Wonn Pay (the “User Terms”). The Issuer is not a party to the Wonn Pay User Terms and disclaims any liability for the performance of services covered therein.

Wonn Pay has opened a Wonn Pay Account for purposes of facilitating transactions you make using a Card based on a limit established by Wonn Pay pursuant to the User Terms. You understand that you have access to the Services and Wonn Pay Card only to the extent authorized by the Wonn Pay. You acknowledge and agree that Wonn Pay will satisfy obligations created through your use of the Wonn Pay Card and you will repay Partner based on the terms of your User Agreement, subject to the terms below.

Details on Wonn Pay’s collection, use, and handling of your personal data are described in [Wonn Pay Gizlilik Politikası URL]. Please review it carefully and contact Wonn Pay if you have any questions. By opening, using, or maintaining a Card, you consent to and direct Issuer to share information relating to transactions, including receipt information or other personal data, in order to deliver the Services.

Issuer:

The card program is issued by the Issuer under license from Visa. The information about the cost of the Card described in the above table is accurate as of 6th January 2026. This information may change after that date. To find out what may have changed, call or write the servicer, at support@wonnpay.com and [PHONE NUMBER].

Wonn Pay and Issuer reserve the right to amend these Card Terms or impose additional obligations or restrictions on you at any time with or without notice to you. By continuing to use the Services, you agree to be bound by such amendments or additional obligations or restrictions. The date on the top of this page shows when the Card Terms were last updated. Capitalized terms that are not defined here have the definitions provided in the Wonn Pay Terms of Service

1. Accepting this Agreement & Eligibility

These Card Terms become effective and legally binding when you activate or create your Card by following the instructions on the Wonn Pay platform. By using a Card you represent and warrant that you are not blocked by OFAC, you will only use the Card for personal or household use, and you attest that you are not a United States citizen.

2. Collateral

Either your primary Linked Wallet or any Additional Wallets may provide the collateral that will secure the Charges made by you on any Wonn Pay Card (the “Collateral”). The Collateral will be in the form of a Digital Asset. A “Liquidation Event” will occur if you have an outstanding payment obligation not paid within one (1) calendar day, or the Market Value of your collateral drops below the value of existing charges.

3. Purchases & Restrictions

You acknowledge and agree that you have read and understood the https://www.wonnpay.com/help/legal/prohibitions and that you will not engage in any such activities when using the Services or the Wonn Pay Card.

4. Lost or Stolen Cards

If your Card is lost or stolen or if you think someone may be using your Card or Account without your permission, you must notify us promptly by emailing us at support@wonnpay.com or calling us at [PHONE NUMBER].

5. Governing Law

These Card Terms will be interpreted in accordance with the laws of Puerto Rico without regard to conflict-of-law provisions. Judicial proceedings must be brought in state or federal court in Puerto Rico, unless we both agree to some other location.

6. Indemnity

You will indemnify and defend each of Wonn Pay and Issuer, and their affiliates, against any and all claims, losses, damages, or expenses arising out of a breach by you of any representations or agreements contained in these Card Terms.